As rent prices and inflation surge, living on $40,000 a year feels harder than ever. And in truth, it often isn't enough to meet basic needs without support. But in the right city, where housing is ...

In Santa Barbara County, the low-income threshold increased 48% from 2020 to 2025, ending up at $98,850. Orange County saw a more modest 32% five-year increase to $94,750.

For low-income earners, this network can reduce or eliminate the need for a personal vehicle. The city has a Walk Score of 45, while its downtown area has a Walk Score of 90. Public Support Programs: ...