Citibank Credit Card Master Trust I's net charge-off rate of 2.70% in April slid from 3.00% in March and 2.80% a year earlier. It's also trailing the 3.15% level recorded five years ago, ...

Your credit card statement arrives and for the life of you, you don’t remember the purchase. ... What Is This Charge On My Credit Card? Audited & Verified: Dec 10, 2024, 6:20pm ...

So you'll want to aim for a good or excellent credit score (scores of 670 and above) to qualify for a charge card. Credit cards, on the other hand, ...

Credit card balances contribute to your credit utilization ratio, a key factor in credit scoring. In contrast, charge cards typically do not report utilization because they do not have a preset ...