However, in their quest to lower healthcare costs, employers must avoid strategies that could lead to employee dissatisfaction, reduced engagement or unintended consequences, Chang said.

The SPDR S&P Homebuilders ETF (XHB) is up 13% on a three-year basis and up 43.6% over the past year, as of Nov. 14. Lower rates could give the industry a boost, but there are also headwinds.

The October 2019 Global Financial Stability Report (GFSR) identifies the current key vulnerabilities in the global financial system as the rise in corporate debt burdens, increasing holdings of ...