Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Commissions do not affect our editors' opinions or evaluations. Choosing to put your savings into a CD or share certificate for a three-year period is a serious commitment. Be sure to look at the ...

Even though the best one-year CD rates are closer to 4%, remember that five-year CDs have longer periods to compound interest and can result in higher returns than one-year CDs, even if they have ...