No medical exam life insurance is a type of coverage that uses medical records and other digital resources to determine eligibility. These are our top picks for best no-exam life insurance.

Discover the top life insurance companies of May 2025. Get in-depth reviews, ratings, and expert insights to choose the best life insurance policy.

Life insurance buyers looking for affordable no-exam life insurance rates should consider Pacific Life. It has some of the lowest rates for 30- and 40-year-olds among competitors.