Here's how it works and why it's essential for every driver.

Find out what that means and why you likely want more.

With liability-only auto insurance, you would need to pay out-of-pocket to fix your own car or pay medical bills. Sometimes liability coverage is referred to as minimum coverage.

Liability coverage is cheaper than a full coverage car insurance policy, but it won’t reimburse you for your own losses if you get in an accident.

Comparing car insurance policies can be key to finding a policy that fits your budget and needs. Getty Images Car insurance isn't something that is nice to have. In most states, it's a requirement ...

Dog liability insurance pays for someone else’s injuries or property damage caused by your dog. Find out why it might be worth paying for dog insurance liability coverage.

Know the Terms and Conditions It is important for attorneys to be aware of the terms of their professional liability coverage—whether to negotiate new coverage or to be aware of coverage already ...