The Costco Anywhere Visa Card by Citi can indeed be used anywhere, not just at Costco, and it offers impressive rewards, but redemption can be a hassle.

*Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of January 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com.