Deciding between a fixed and a variable interest rate can be tricky, especially if you're not familiar with the differences between the two. Which is right for you depends on a few factors ...

The Federal Reserve recently cut interest rates for the first time in four years. Interest rate cuts make mortgage, automobile and other loans more affordable. Economists expect more interest rate ...

That, in turn, influences interest rates on everything from car loans to credit cards. Interest rate cuts When will interest rates go down? How much will the Fed lower rates? What happens when ...

You may be able to get a lower rate by refinancing, qualifying for rate discounts or negotiating with your student loan lender Rebecca Safier is a contributor to Buy Side from WSJ and finance ...

The central bank lowered its benchmark interest rate by half a percentage point, which will make it cheaper to get a car loan, finance a business or carry a balance on your credit card.

WASHINGTON – The Federal Reserve lowered its key interest rate by another quarter percentage point Wednesday but forecast a significantly slower pace of rate cuts next year following a recent ...

The Federal Reserve on Wednesday announced a long-awaited interest rate cut, lowering the benchmark rate by 50 basis points from what was the highest level in 23 years as the central bank eased ...

also known as the fed funds rate, which is the interest rate at which commercial banks lend to each other overnight. Below, CNBC Select explains how and why the Federal Reserve sets this rate ...

For example, a three-year personal loan for $15,000 with a rate of 13% would cost a borrower $3,195 in interest over its lifetime, while the same loan with a rate of 9% would cost $2,172—saving ...

Refinancing your mortgage can potentially save you thousands of dollars over the life of the loan—that is, if you're able to secure a lower interest rate. Generally, it makes sense to refinance ...

The terms are sometimes used interchangeably, but APY and interest rate are different thanks to compound interest. Many, or all, of the products featured on this page are from our advertising ...

An interest rate is the percentage of interest you earn or pay as applied to your principal balance. While the term interest rate is often used interchangeably with APY (in the case of savings ...