I won't get into the actual stocks and funds I own in this article, but I will say that my preferred retirement savings vehicle is an individual retirement account (IRA), as opposed to a 401(k).

With an IRA, individuals have lower limits, but these retirement plans offer increased investment flexibility. A 401(k) and IRA can both be used to invest in stocks, bonds, and securities for ...

A 401K is a retirement plan offered by an employer. Often, there is a matching of funds. A traditional IRA is a retirement plan you do on your own. A Roth IRS is a retirement plan many employers ...

With an individual retirement account (IRA) allowing those in the United States to contribute some of their income towards a retirement fund, many might be wondering whether it is necessary or ...

We're confident our guide on 401(K) to gold IRA rollover would be helpful." Alternatively, consumers can find the best gold investment company of their state on WireDaily as well. Snippets from ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

And that's a 401k." Bankrate analyst James Royal said that for both IRA and 401k accounts, when you withdraw money earlier than age 59-and-a-half, the U.S. government imposes a 10% penalty.

A great benefiit is you can take tax-free withdrawals from a Roth IRA during retirement. The only investments you can make in a 401(k) are from those that your plan provides. Roth IRAs have ...