Some financial advisors promote annuities because they offer tax deferral, guaranteed income, or principal protection. But while these features can support retirement planning, annuities often carry ...

But many retirees fall into financial traps without even realizing it. These mistakes can drain savings, create stress, and ...

The good news regarding IRA mistakes is how simple they are to avoid, once you know what to look out for. The goal is to ...

1) In a few years I will have to take required minimum distributions (RMDs) from my traditional IRA (currently my only ...

As the RMD age has extended, compounded by strong market gains of the past decade, we are finding IRA balances exceeding our planning models and growth targets, which is resulting in RMD ...

Required minimum distributions (RMDs) are required for tax-deferred retirement accounts. The amount of your RMD will depend ...

Responding to a call from a financial advisor in Washington, the ERISA consultants at the Retirement Learning Center (RLC) address the differences between 457(b) and 457(f) plans for a tax-exempt ...

I’m thinking of transferring the pension money into the current IRA, but not withdrawing it in a lump sum in order to avoid paying taxes. I understand that at age 72.5 or maybe at 73, I have to ...