One major factor lenders consider when reviewing your mortgage application is your debt-to-income ratio (DTI). Essentially, how much of your paycheck goes toward paying down debts. A lower DTI ...

Before approving you for new credit, lenders will likely first look at your credit report, your credit score and something called your debt-to-income ratio — commonly referred to as DTI.

Commissions do not affect our editors' opinions or evaluations. The price-to-earnings ratio, or P/E ratio, helps you compare the price of a company’s stock to the earnings the company generates.

If you have multiple credit cards or other revolving accounts, you can check each of the accounts' utilization ratios and combine the totals to find your overall utilization ratio. Some credit ...

Commissions do not affect our editors' opinions or evaluations. A loan-to-value (LTV) ratio is a metric that measures the amount of debt used to buy a home and compares that amount to the value of ...