Early last year, 26-year-old Caitlin Monachan received a devastating diagnosis. She has Niemann-Pick disease, an ultra-rare genetic disorder caused by a missing enzyme, where toxic material builds up ...

I took out a $250,000 policy for a 10-year term. At the time, the payments were $200 per month.' Dear Quentin, I am an old man in my 80s. When I was 50, I retired from a civil-service job after 30 ...