Multiple key refinance rates ticked downward. If you're hoping to refinance your home, keep an eye out for lower rates.

Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.72%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.

Refinance mortgage rates were flat Thursday after dropping below a notable threshold the day prior. Rate movement was mixed for other refi loan types.