Both HELOC and home equity loan interest rates fell again last week. Here's what potential borrowers should do next.

20-Year Home Equity Loan Rates (240 Months) Offering longer repayment and lower monthly payments, 20-year home equity loans are suitable for larger investments and long-term financial planning.

$500K HELOC Loan Rates Maximize Your Borrowing Power If you have substantial equity in your home and need significant financing, a $500K HELOC offers a great deal of borrowing power.

5-Year Home Equity Loan Rates (60 Months) A 5-year term offers a shorter repayment period with typically higher monthly payments. These products are suitable for borrowers looking for a quicker ...

While home equity rates have traded in a tight range this month, they are still lower than personal loan rates, which currently average 12.64 percent, and especially credit card rates, which ...

If you're thinking about tapping your home's equity, make sure you understand what could happen with rates soon.

High summer’s heat may be making home equity rates sleepy. The average rate on a $30,000 home equity line of credit (HELOC) was unchanged at 8.27 percent for the fifth straight week, according ...

Home Loan Rates Inch Higher for Borrowers: Mortgage Interest Rates Today for July 21, 2025 Experts say homebuying activity will increase as mortgage rates fall, but that might not happen for a while.

MBA's Home Equity Lending Study found that lenders expect nearly 10% growth in HELOC debt and about 7% in home equity loan debt in 2025.

There are many other ways to pay for your child's education than a home equity loan or HELOC. In most cases, it's best to exhaust all these options before you touch your home equity.

Based on the loan process, credit score requirements, funding time and availability, Upgrade is our top choice for personal loans for seniors. Best Egg stands out for offering flexible repayment ...