Personal loan rates, while lower, still have a nearly 12% average. Meanwhile, rates on home equity products sit in the low-to mid-8% range. That goes for both home equity loans and HELOCs.

May 19, 2025 / 10:52 AM EDT / CBS News Lenders tend to offer differing rates for home equity loans and HELOCs — and there are a few drivers behind that trend. Getty Images ...

10-Year Home Equity Loan Rates (120 Months) With a 10-year term, borrowers can enjoy a balanced monthly payment while still building equity quickly. 10-year home equity loans are ideal for medium ...

The first quarter is typically the slowest for home equity lending, but lower interest rates in early 2025 helped to boost activity June 2, 2025, 2:40pm by Flávia Furlan Nunes News > Mortgage ...

March 04, 2025 — 05:01 am EST Written by Caroline Basile for Forbes Advisor -> Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.

Lower interest rates (68%), more flexible repayment options (36%), and an easier application process (18%) were identified as the top factors that would increase the likelihood to borrow.

Better interest rates: "In most cases, HELOCs and home equity loans carry [much] lower rates than credit cards or personal loans," explains DerGurahian. " [They're] smart options for consolidating ...

Nearly 30% of Homeowners Considering Home Equity Loans Amid High Interest Rates and Economic Uncertainty New MeridianLink survey reveals affordability concerns and knowledge gaps as top barriers ...