Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

This is especially critical if you are calling from a cell phone. Provide a thorough description of the incident to ensure that proper resources are dispatched. Do not hang up until the dispatcher ...

When you hang up, the sound switches back to the TV. Another option is a loop system, sometimes called an audio induction loop, that gets its power from a wireless magnetic field generated by a small ...