It feels quite fortunate when you have extra money before payday. And it naturally leads to pondering big financial questions ...

Opportunity cost is another crucial factor to consider when deciding between paying down your mortgage and investing. While ...

Dear Quentin, I recently lost both my parents and inherited $240,000. Due to life choices (divorce) and living paycheck to ...

If your payment is large enough – typically $5,000 or more – you may qualify for a mortgage recast, which can lower your monthly payment. Or, you could just make a large additional payment ...

The best mortgage lenders will have a combination of low rates, several loan options and excellent customer service. Money’s ...

Freedom Mortgage (NMLS #2767) is a full-service mortgage lender that offers home purchase and refinance loans. The company provides both conventional loans and government-backed loans, including ...

Guild's Zero Down mortgage combines a 3.5% FHA loan with a forgivable second mortgage, bringing your down payment down to zero. Best of all, borrowers can be approved with credit scores as low as 600.

By paying down credit cards more quickly to save on interest, opting for smarter repayment plans on student loans, or ...

Freedom Debt Relief takes a deep dive into whether you should aim to become debt-free before you retire and helps you make a ...

For example, a borrower who adds just $100 each month to his or her scheduled monthly payment on a $200,000 mortgage at six percent can save in excess of $49,000 over the life of the loan, ...

Being mortgage-free may feel like a distant event, but there are ways you can bring the date forward. Darren Polson offers ...

Key Points. A Reddit user missed mortgage payments because he didn’t realize his payments were not being accepted. The Redditor now has a record of eight late payments, and his credit score has ...