A good goal if you want to be debt-free by retirement is to stop taking on new debt. This may mean you have to stop using credit cards and stick to your debit card or cash.

A good goal if you want to be debt-free by retirement is to stop taking on new debt. This may mean you have to stop using credit cards and stick to your debit card or cash.

Becoming debt-free by retirement is a personal decision. Whatever you decide, retirement will likely be more comfortable when you aim to: Steadily reduce your debt, rather than accumulate more.

How to be debt-free by retirement Retirement can be a time to pursue hobbies, spend more time with the people you love, and travel whenever the mood strikes.

How to be debt-free by retirement Retirement can be a time to pursue hobbies, spend more time with the people you love, and travel whenever the mood strikes. Carrying debt into retirement may not ...