After all, you shouldnt compromise on esthetics for your holiday budget planner. You can also hide the gridlines from your Excel workbook to simplify the look. Its optional, though.

Excel offers free finance templates for budgets and investments to simplify money management. By using Excel's finance ...

We picked our favorite free budget spreadsheets, including tools from Microsoft and our own 50/30/20 worksheet. Find the best fit for your needs.