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Mortgage Rates Today: August 1, 2025 – Rates Hold Firm
The current mortgage rate on a 30-year fixed mortgage fell by 1.14% in the last week to 6.65%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage dropped 0.05 percentage point during the same period to 5.
Economists generally expect the average rate on a 30-year mortgage to remain above 6% this year. Recent forecasts by ...
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Right now, the average 30-year fixed mortgage rate is hovering near 6.9% — well above the 3% range that many Americans grew accustomed to just a few years ago.
During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak ...
The average interest rate for a standard 30-year fixed mortgage is 7.02% today, up 0.06% compared to one week ago. The average rate for a 15-year fixed mortgage is 6.19%, which is an ...
Mortgage rates increased this week, according to data from Freddie Mac released on Thursday. The average rate on the 30-year fixed mortgage is 6.83%, up from 6.62% last week.
Despite 30-year fixed-rate mortgage being stable, flexible, and optimized for buyers and investors, it hasn’t resulted in a particularly high homeownership rate in the U.S.
Historic mortgage rate trends During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was ...
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