CBN, I retired and joined China Bank Savings (CBS), the retail banking arm of Chinabank. At CBS, I would get to travel the Philippines conducting financial wellness seminars for teachers, students, ...

IF you’re caring for aging parents while raising kids, you’re part of the sandwich generation—and it’s no easy job. In the Philippines, this responsibility is even more intense due to strong family ...

Amid economic volatility and rapid technological change, access to financial planning remains deeply uneven. The financial services industry tends to prioritize high-income individuals, which can ...

Adaptive financial planning emphasizes agility and responsiveness, enabling practitioners to adjust strategies in the moment based on emerging trends and evolving market conditions.

Almost everything changes with time, and the financial planning process is not "one and done." As child-free couples work through the various aspects of planning, they must circle back to earlier ...

When it comes to retirement planning, what you don’t know can hurt you financially. If you’re approaching retirement, for example, you might not know how to create a portfolio that will ...

Whether by partnering with outside professionals or gaining additional certifications or qualifications, advisors have been adding guidance on insurance, health care, taxes, estate planning and more.

However, earnings and saving capacity usually increase after age 30. This is when incorporating income risks into financial planning leads to meaningfully higher saving rates.

These and other common financial planning myths are widely held, but they don’t always stand up to scrutiny. Sure, the 4% rule may work for some people, but it’s not the only option.

Tax planning is a significant part of overall financial planning, and you should consider the tax implications of all your personal, investing, and business decisions.