Our winners are all federally insured up to $250,000 per depositor, and none of the accounts we recommend charge a monthly fee. APYs and account details are accurate as of April 8, 2025.

Choosing a bank can be daunting, given that there are more than 4,500 federally insured banks in the U.S. to choose from. The best banks provide accounts and services to meet your needs ...

The majority of money market accounts are with federally insured banks and credit unions. You can use the FDIC’s BankFind Suite to confirm that your bank is FDIC insured. Likewise, you can ...

Top Joint Bank Accounts 2025 All of the financial institutions on our list are protected by FDIC or NCUA insurance. Money is safe at a federally insured financial institution. When a financial ...

Money market accounts are bank accounts that are federally insured for up to $250,000 per depositor, per account ownership category. However, if you have more than that in a money market account ...

Going with one of these top 14 accounts will put you in an elite tier of savings rates. To qualify for our rankings, a bank or credit union must be federally insured by the FDIC or NCUA.

"As with bigger institutions, local banks are safe banking options as long as they're federally ... are insured up to $250,000 in individual accounts and $500,000 in joint accounts. If a bank ...

"Going with a federally-insured bank or credit union is a ... end up failing and closing its doors," said Bankrate. Accounts with a bank are insured by the Federal Deposit Insurance Corp. (FDIC ...

For example, depositing $10,000 in a high-yield savings account at 4 percent APY right now could earn you nearly $400 more in ...

Top high-yield savings accounts are currently earning an annual percentage yield (APY) of 4 percent or greater — although ...

The best high yield saving accounts are currently earning an annual percentage yield (APY) of 5% or more. Our list of ...