According to Freddie Mac’s benchmark survey, the rate on a 30-year fixed-rate mortgage averaged 6.85% for the week ending February 20. The 30-year rate has decreased by less than 0.20 percentage ...

Some borrowers might choose to refinance to switch from an adjustable-rate to a fixed-rate mortgage or to tap into their home equity. But the decision to refinance is made more complex if you have ...

The lending landscape is evolving rapidly, and credit unions that rely on outdated processes risk falling behind. Rising ...

As the 2025 spring homebuying season approaches, the long-term costs of a home loan are inching lower even as market ...

Mortgage rates have been steadily climbing since falling below 2.70% in early 2021, with a brief pause in 2023 before rising again. After the Federal ... of this credit union, which offers both ...

The sudden halt to CFPB's works leaves much of consumer finance, from mortgage companies to payment apps, unsupervised.

The Federal Housing Finance ... In most cases, a 15-year jumbo mortgage will have a lower interest rate than a 30-year jumbo mortgage. Adjustable-rate mortgages (ARMs) can also have lower interest ...

The credit union also gives up to $25 per month in rebates ... transactions without needing to have cash on hand. Security and federal insurance. Apart from a bank’s physical security, a ...

Rep. French Hill and Sen. Tim Scott have issued a resolution to reverse a Biden administration rule capping overdraft fees at ...

Unsecured cards for people with poor credit tend to have high APRs and fees to compensate the card company for the higher risk. Most unsecured cards charge a variable APR, which means your interest ...

Republicans' emerging tax bill could include a measure to subject some credit unions to federal taxes, reigniting a ...

It may be easier to get a mortgage with a credit union you already have joined. You have a lot of options on where to get a mortgage, and it’s not just among big or regional bank lenders.