The number of commercial bank branches regulated by the Federal Deposit Insurance Corporation has declined from a peak of near 83,000 in 2012 to less than 70,000 today, according to the FDIC. E-pay.

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To determine the top high-yield savings accounts, CNBC Select compared those with an above-average APY, FDIC insurance, zero monthly maintenance fees and low (or no) minimum balance requirements.

Member FDIC. Standard variable interest rates are determined at the bank’s discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates ...

New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible ...

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. The best checking account is the NBKC Bank Everything ...

Ally Bank is a popular online bank among people seeking strong rates and convenient customer service. Many or all of the products on this page are from partners who compensate us when you click to ...

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Deposits are insured by the FDIC up to $250,000 per depositor. Varo is a simple banking system to sign up for and use. To start, you can download the app, click on “Sign Up” and follow the ...

Earn as much as 4.10% APY on your extra cash with a high-yield business savings account. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...