Sapiens International Corporation N.V. ( NASDAQ: SPNS) Q1 2025 Earnings Conference Call May 8, 2025 9:30 AM ET Yaffa Cohen-Ifrah - CMO and Head, IR Roni Al-Dor - President and CEO Roni Giladi - CFO ...

The Progressive Corporation ( NYSE: PGR) Q1 2025 Earnings Conference Call May 6, 2025 9:30 AM ET Douglas Constantine - Director, IR Tricia Griffith - President and CEO Patrick Callahan - President, ...

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Kevin O'Donnell: Thanks, Elyse. Let me start with some broader comments, and I'll turn it over to Dave. I think it's important ... our next question from Josh Shanker with Bank of America.