Unlike most personal loan lenders, Discover doesn’t charge an origination fee, which can help you save money on a credit card consolidation loan. But you do need a minimum income of $25,000 to ...

Here's an example. Say you have $15,000 of credit card debt across three accounts with an average APR of 24%. You use a $15,000 personal loan at a 12% APR to pay off the accounts, leaving you with ...

Request an increase after 6-12 months: Once you've received your card, don't ask for a larger limit right away. Give it at least six to twelve months to build a strong payment history first.

Student credit cards are often an excellent first foray into the world of credit, making many eager to get their first card. Cards geared toward college students often have low credit limits and ...

New high-limit card: If you get approved for a card with a $15,000 limit, and keep your same spending level at around $2,000 on average, your utilization drops to around 13% (nice!).

Who's this for: The Discover it® Secured Credit Card is a well-rounded secured card that offers many benefits typically found with unsecured cards, including a generous welcome bonus, cash-back ...

Who's this for? T he Discover it® Secured Credit Card is ideal for those seeking a secured credit card with features similar to an unsecured card. Unlike many other secured cards, the Discover it ...

Card providers typically increase credit limits as businesses demonstrate good payment history and growing revenue. They also make it easy to add employee credit cards when hiring new staff.

DBS, OCBC to allow those aged 65 and above to do so from June 11; UOB in "near future". Read more at straitstimes.com. Read more at straitstimes.com.

A secured credit card is a type of credit card that requires a security deposit. Because the debt is secured, these cards are available to people with bad credit, no credit history and who are new ...