As of December, more than 99% of U.S. deposit accounts held less than $250,000, and so were automatically covered by existing FDIC insurance, Gruenberg said.

Congress introduced Federal Deposit Insurance almost 90 years to the day back in 1933. Then, as now, the nation confronted a banking run crisis more liquidity-rooted than solvency-rooted.

The Federal Deposit Insurance Corporation (FDIC) insures deposits of up to $250,000 per person, per ownership category, per bank. Bank networks, such as IntraFi Network Deposits and Impact ...

Most of us have insurance on our homes or cars. But many people only realized the importance of deposit insurance after a couple of high-profile bank failures in 2023 – Silicon Valley Bank, Signature ...

The Federal Deposit Insurance Corporation on Monday endorsed raising the deposit insurance limit for businesses following high-profile bank failures that prompted regulators to cover billions of ...

These accounts offer FDIC insurance for deposits greater than $250,000 Some institutions have begun to offer up to $3 million of FDIC insurance coverage. Updated Thu, Jul 10 2025 ...

Treasury Secretary Janet Yellen on Wednesday said “blanket” deposit insurance isn’t something her department is considering, but added that the appropriate level of protection could be ...

Federal deposit insurance coverage is currently limited to $250,000. That would be plenty for you and me, but the startups and other small businesses on which our industrial recovery depends have ...

Security deposit insurance is a product primarily offered by Rhino, launched by a venture-capital fund in 2017. This new product is not “insurance” as consumers understand that term; it is in ...

Expanding bank-deposit guarantees could come with risks, costs to consumers, experts say By Eleanor Laise Follow Last Updated: March 25, 2023, 10:59 a.m. ET First Published: March 24, 2023, 10:03 ...