Your CD rate is fixed when you open the account, so your returns are guaranteed for the entire term.What might those returns look that? That depends on which account you choose. The best CDs earn ...

Long-term CDs give you the opportunity to earn today's rates for up to 5 or even 10 years. Getty Images/iStockphoto Saving money can be a challenge in an economy with persistent inflation.

A certificate of deposit typically offers a higher rate of return than a traditional savings account. Find out which type of CD might be right for you.

What is a CD? A CD is a kind of account provided by banks or some credit unions in which account holders earn interest by depositing their money for a specified period of time.

A callable certificate of deposit is a CD that can be redeemed early by the issuing bank at a predetermined price. Here's how they differ from traditional CDs.

How do you open a certificate of deposit? To open a CD, you’ll need to share your personal information -- name, birthday, address and Social Security number ...

Key Takeaways. A certificate of deposit, or CD, is a type of savings account that allows you to earn interest over a term of several months or years.

A no-penalty certificate of deposit, also known as a liquid CD, allows investors to make early withdrawals without paying a penalty. But it also pays lower interest rates.

A certificate of deposit (CD), is a type of time-bound savings account that offers the opportunity to earn a higher rate of interest that’s guaranteed, based on a lump-sum deposit.

A certificate of deposit (CD) is a type of savings account that lets you “lock in” a fixed rate for the duration of its term. This makes CDs unique from typical savings accounts that have ...

John Furlong signed up for a certificate of deposit last year that paid 3.85%. When he checked his account in February, he was surprised to find the bank was only paying him 0.05%. The 62-year-old ...