The APY on your CD represents the rate of return you'll receive on your cash over 12 months. CDs earn compound interest, which means you earn interest on your initial deposit amount and any interest ...

Learn about certificate of deposit (CD) types, how they work, and how they can fit into your savings goals. Browse Investopedia’s expert-written library for more.

Best CD rates by term Historically, longer-term CDs pay higher rates. For example, according to data from the Federal Deposit Insurance Corporation (FDIC), six-month CDs averaged 0.78% in 2009 ...

Certificate of deposit accounts (CD accounts) operate similarly to high-yield savings accounts in some ways, but the two have some very important differences.

U.S. Bank offers as much as $900 in cash when you open a new account. Here's how to qualify for a U.S. Bank welcome bonus.