Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking ... not include information about every financial or credit product or service.

For example, a $100,000 home equity loan can provide the capital needed for substantial home improvements, debt consolidation ...

HELOC rates are so high because the rates for home equity lines of credit change somewhat in accordance with the prime rate, which closely follows the federal funds rate that the Federal Reserve ...

While credit card and personal loan rates have soared, they've enjoyed a much more affordable way to borrow cash: Home equity loans and home equity lines of credit (HELOCs). These products allow ...