Freddie Mac’s rate for a 30-year fixed rate loan averaged 6.77% for the week ending June 26. Rates have decreased for the past five weeks.

When considering the best credit score to buy a house, many lenders use the FICO model. It grades consumers on a scale ...

As mortgage rates stabilize around 7% in mid-2025, homeowners are reevaluating their options. Refinancing remains a powerful tool to reduce interest costs, tap into home equity, or adjust loan terms.