In conclusion, a credit card application is the first step towards getting a credit card. The process to check the status of your is fairly simple, making it easier for most applicants.

The welcome bonus and long list of perks may make deciding to add to your wallet easy, while the annual fee could make ...

Earn a 10,000 tier credit bonus on your card anniversary after spending $25,000 in a year. (You'd need to earn 75,000 tier credits to reach Gold status, the level above Pearl.