An FD-backed credit card allows users to secure credit against a fixed deposit, offering easier approval, lower interest ...

An FD-backed credit card is a financial tool directly linked to a fixed deposit (FD). The FD, in this case, acts as collateral and helps the credit card holder secure a credit limit.

Student loan borrowers facing wage garnishment intend to put student loan payments ahead of bills for credit cards and personal loans, a TransUnion survey shows.

A credit score is a three-digit number that shows a person's creditworthiness. It is determined by a person's financial ...

The Federal Reserve lowered its key interest rate by a quarter of a point Wednesday, its first cut in nine months.

A sharp pullback in home equity rates, one week after the Fed’s highly anticipated quarter-point rate cut. The $30,000 home ...

There are two things we all wish we had more of: money and time. When life throws unexpected bills your way, the last thing you want is to wait days — or even weeks! — for a loan to be approved.

Alastair Douglas, CEO at TotallyMoney has shared five practical steps to protect your credit rating and secure better loan ...

Want a hybrid debit-credit option for everyday purchases? Read this Affirm Card review and discover credit impact, fees, and flexibility.

Credit unions often offer competitive credit cards with better rates and fees than a typical bank. Here are the best credit cards from credit unions.

CIT Bank is rolling out a new promotion tied to its account. The offer gives both new and existing customers a chance to earn ...

Using the latest financial data for Americans aged 85, see how your net worth compares. You will also learn how to increase ...