Before you sign up for credit counseling, it's important to understand what it can do to help you get rid of debt.

Setting a reminder to check in with a different agency every four months is a great way to keep an eye on your credit report throughout the year. Once you receive the report (which happens ...

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By law, anyone considering bankruptcy must receive credit counseling from an approved agency first. The counselor will go over your options and provide an unbiased perspective on whether ...

Languages: English. You can get in touch with Ashley by emailing ashley.nparks@newsweek.com. Credit card debt in the U.S. continues to rise, with Americans adding approximately $74 billion to ...