on Citibank's application. Rates & Fees. Citi Simplicity® Card. Annual Fee. $0. Rewards Rate. N/A. Intro Offer. N/A. Recommended credit score. 690-850 (Good - Excellent) Get your free credit score.

When Desert Financial Credit Union first rolled out its Relationship Rewards program about a decade ago, the new perks and benefits were a hit with many of its members.

The industry standard for cash back used to be 1%. As its name implies, the Citi Double Cash® Card essentially doubles that rate, paying 1% back on purchases and 1% after paying the bill. The ...