Several key refinance rates have decreased. If you're hoping to refinance your home, keep an eye out for lower rates.

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Several benchmark refinance rates have moved down. If you're shopping for the best refinance rate, keep an eye out for lower rates.

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Refinance Rates Slide Down Again: Current Refinance Rates on June 16, 2025 Several benchmark refinance rates are lower. If you're shopping for the best refinance rate, keep an eye out for lower rates.

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Whether you’re looking to get a traditional refinance or even a cash-out refinance, see what today’s best refinancing rates offer and if you should refinance your mortgage right now.

Several benchmark refinance rates moved higher this week, but refinancing could be still make sense for other reasons.

3. Cash-out refinance If you want a significant payout with less risk, cash-out refinancing replaces your existing mortgage with a larger loan that allows you to take the excess as cash.