With mortgage interest rates at historic lows, homeowners have a unique opportunity to refinance. However, without careful ...

For many homeowners, the house they live in is more than just a place to come home to—it’s a powerful financial asset. With rising home values across the country, many people now have more equity in ...

Homeowners are seeing record levels of equity in their homes, and many are eager to use it.

Cash-out refinancing main takeaways Rising home values have translated into large equity gains over the past few years. As of 2024, homeowners hold an average of $315,000 in equity.

ICE Mortgage Technology, neutral provider of a robust end-to-end mortgage platform and part of Intercontinental Exchange, Inc. (NYSE: ICE), today released its August 2025 Mortgage Monitor report. ICE ...

To qualify for a cash-out refinance, most lenders require: A credit score of 620 or higher (680+ for lowest rates) Up to 20% equity remaining after the refinance A debt-to-income ratio below 43% ...

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.51%, and for 20-year mortgages, the ...

The bottom line A $100,000 home equity loan, for many homeowners, could be preferable to a $100,000 cash-out refinance right now. But a loan isn't the only way to borrow equity.

Milliman, a global consulting and actuarial firm, released its latest Mortgage Default Index (MMDI) for the first quarter of ...

They can get cash out using our DSCR second and keep that first lien intact. There are 19 million investment properties in the U.S currently.

Experts have tipped a flurry of rate cuts in the coming months, with the Reserve Bank of Australia expected to slash the cash ...