However, a card issuer may choose to deactivate an inactive account eventually, and, in such a case, your credit score could take a hit. What Happens If You Don’t Use Your Credit Card ...

And those gift card companies want to give that money back," the FTC said in its blog post. Here are steps, highlighted by the agency, that consumers should take if they suspect they have been conned.

Both card rates and card margins have peaked in recent years. In 2022 and 2023, the Fed hiked the federal funds rate by more than five percentage points, leaving it at a peak range of 5.25% to 5.5%.

Let's say you've bought a $1,400 laptop and charged it to your credit card. Instead of paying it off, you carry the balance and pay $100 per month. At a 23% APR, it takes you 17 months to get rid ...

However, all features, benefits, and rates of this card appear to be identical to the general-purpose Ally Unlimited Cash Back card. » MORE: Credit cards that earn 2% cash back on all purchases ...