Opening my first credit card. Back in 2020, when the pandemic was in full swing, I developed an interest in personal finance while stuck at home.

CNBC Select looks at ways to avoid gift card scams and how to get your money back should you fall victim to one.

Among the choices is that of the 5% cash back credit card, which offers you rotating categories every quarter. A common choice for most people to have in their wallet, very few cards offer this ...

For example, if your card pays a flat cash-back rate of 1.5% and you spend $100, you’ll earn just $1.50 in cash back, meaning your total out-of-pocket expense for the purchase will be $98.50.

You’ll also get some money back if you use a credit card for those purchases. A 2% cashback credit card will give you $127.40 per year from this category. Gas. Manu M Nair / Shutterstock.com.

With a $0 annual fee and a 3% cash-back rate in categories like gas, groceries, health services, streaming, and utility bills, it's a versatile card that can live up to its name, seriously ...

The new card from Robinhood earns 5% cash back for travel booked through Robinhood and 3% cash back for everything else. It doesn't feature an introductory purchase APR or a welcome bonus.

The Chase Freedom Unlimited® has a number of attractive features for a no-annual-fee cash back card. Its base earning rate is 1.5% rather than the standard 1%, meaning you'll get a higher-than ...