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Volodymyr_Shtun // Shutterstock The real cost of car ownership in the US Owning a car is not a luxury. It’s more of a necessity that helps you get to work, college, or school. Cabs and ...

Real Cost of Car Ownership in the USA 2025: A Breakdown As of 2025, the average annual cost of owning a car in the U.S. has reached approximately $12,297, translating to about $1,025 per month.

Way.com reports that car ownership costs in the U.S. average $12,297 annually, factoring in purchase, insurance, fuel, maintenance, and parking.