1. Determine your unique needs To choose the best car insurance company, you must first determine your needs and financial situation.

A car insurance premium is money you pay to your insurance company in exchange for a policy. Car insurance premiums generally follow the same principles across carriers but may vary in how often ...

Data collection: The insurance company provides either a plug-in device for your car's OBD-II port or a smartphone app to track your driving. Monitoring period: Your driving is monitored for a set ...

See how we rate auto insurance products to write unbiased product reviews. Company-provided insurance often only covers drivers while they're making a delivery. Nikola Stojadinovic/Getty ...

The amount your insurance goes up after an accident depends on several factors including your insurance company, the state you live in, the car you drive, the severity of the collision and whether ...

How To Sue Your Car Insurance Company If you decide to move forward with suing your insurance company after a denied claim, start by following these steps. 1. Prepare Documentation To get the ...

So, if your car was worth $15,000, and repairs after an accident are expected to be north of $15,000 — or close to it, depending on your state — your car would be considered totaled, or a ...

You’re required to have car insurance coverage on your leased vehicle at all times. Both your state and leasing company will have minimum coverage requirements you must meet. Since the leasing ...

1. Choose a financially stable company The best car insurance companies have plenty of money on hand to pay for customers’ claims.

Car insurance premiums are higher across the board, but vary widely from state to state. Floridians, for example, pay nearly $4,000 per year for car insurance, while Vermonters pay less than $1,500.