A mini CD ladder is the same concept as a regular CD ladder but with shorter-term CDs. You could build a mini CD ladder out of 3-month, 6-month, 9-month, and 1-year CDs to deploy the same strategy.

Two-year, four-CD ladder: Start with CDs that mature in six, 12, 18 and 24 months. As each CD matures, renew each into new 24 ...

A CD ladder is a simple strategy to set up but it can result in big returns. Getty Images Certificates of deposit (CDs) are a popular place to put your savings for a few different reasons.

A mini CD ladder consists of only short-term CDs. For example, you might open a three-month, six-month and nine-month CD, and then reinvest the money in a nine-month CD as the term for each expires.

A CD ladder strategy is perfect for savers looking to optimize their returns without sacrificing liquidity. Discover how to balance risk and reward, take advantage of changing interest rates, and ...

How a CD ladder works. Let’s say you have $30,000 to invest in a high-yield CD. You might put the entire lump sum into a long-term CD of 12 months or longer to earn a high rate of return.

A successful CD ladder requires planning to balance accessibility and long-term growth. For example, with $5,000 to invest in a CD ladder, you can steer $1,000 into a one-year CD, $2,000 into a ...

A lot of people hear "CD ladder" and assume it's only for folks with big bucks to invest. But the truth is, you can build one with just $5,000 . You'll earn more interest vs. keeping that money in ...

Benefits of brokered CDs. Longer term options. CD terms from a bank typically range from six months to five years. But with brokered CDs, you can choose from terms of one month to 20 years.

A CD ladder emergency fund can help you get a little more from your rainy day money. Here’s how to use a CD ladder strategy as part of your emergency savings.