How do Starter 401(k) plans work? Beginning in 2024, employers that did not already sponsor a retirement plan could offer their employees a “Starter 401(k) deferral-only” plan.

A 2025 survey from Lincoln Financial found that 77% of Americans in their 50s and 60s view retirement as a "new chapter" to pursue passions they didn't have time for while working — yet, the ...