Key takeaways Bump-up CDs allow you to raise your interest rate at least once during your CD term. Guidelines and restrictions on bump-up CDs vary between financial institutions. Bump-up CDs are ...

Snag up to 5.11% APY with the best CD rates today — but don’t wait too long. With potential rate cuts on the horizon, top ...

From mid-2023 to September 2024, many banks offered attractive certificate of deposit (CD) rates of around 5%. But now that the Federal Reserve has been cutting rates, CD yields are dropping too.

Before you put any money in a CD, make sure you know what term is most beneficial now. Getty Images In recent years, certificate of deposit (CD) accounts have provided savers with predictable ...

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play.

Opening a certificate of deposit (CD) has never been easier. You can do it online, from the comfort of your own home. Here’s what you need to know.

ORNL Federal Credit Union: Up to 4.30% APY The 7-month promotional certificate at ORNL both promise up to 4.30% APY with a low $500 opening deposit requirement.

Home Personal Finance How To Save Money I Wouldn't Use These Types of CD Accounts Right Now The good news is you can earn over 4% on many CDs. However, there are three types of CDs I wouldn’t ...

If you're looking to put money to work in the fixed-income market before short-term interest rates likely come down further, you're probably considering a certificate of deposit, also known as a CD.

Certificates of deposit currently offer solid returns with guaranteed yields of up to 4.35% APY across various terms. These fixed rates stay locked until maturity, giving you predictable earnings ...

How bump-up CDs work Because the CD gives the holder the ability to bump up the rate, most bump-up CDs have slightly lower interest rates than traditional CDs. The required minimum amount for a ...