Your insurance company will typically pay to replace or repair your roof after a storm or an accident like a fire or fallen tree. However, it won't pay to fix normal wear and tear.

You typically can't get car insurance for a non-repairable car that's considered a total loss, but most insurance companies offer liability insurance for rebuilt salvage cars.

Interested in learning more about Farm Bureau’s homeowners insurance? Read about its discounts, policies, add-ons and more with ConsumerAffairs.

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