More about the best second-chance checking accounts Chime® Checking Chime is an online-only fintech company that offers banking services through The Bancorp Bank, N.A. or Stride Bank, N.A.

Currently, the top easy-access rate is 5% AER from Chase Bank. If you want to lock in rates before they drop, you can opt for a one-year fixed savings account. Savers will want to get the best ...

But if you're happy to fix your savings for a year, you can still earn up to 4.55% interest, beating inflation. We list the best accounts on the market now.