The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, based on certificate term lengths. Here’s an ...

The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, based on certificate term lengths. Here’s an ...

Today's 3-Month CD Rates Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.29%, but the highest rate is 4.62%. The average rate ...

Average yields for certificates of deposit with 5-year terms are down 10 basis points in the past year to just 1.33% APY, ...

Top CD Rates Since December 2021—As of July 21, 2025 In late 2021, the top nationally available CD rates for terms of 6 months to 5 years ranged from 0.80% to 1.30% APY.

Learn more Lock in 4.4% APY for 4 years? This CD offers just that — plus 9 more 48-month CDs with the best APYs of July 2025 Plus, the most accessible 4-year certificates of deposits this month ...

Certificates of deposit can be safe, but they're not perfect. Here are five CD investing drawbacks to understand before you ...

Arguably, the best option to achieve both is a no-penalty CD. As its name implies, you can store your money away, as no-penalty CD rates earn well above 4%, with access to your cash when you need it.

For example, if you deposit $10,000 into a six-month CD with a 4.00% APY compounded monthly, you’ll earn $198.04 in interest by the end of the term. Now say you deposit $20,000 into a CD with ...

Sure, 2% is much more than 0.76%, the average CD rate in January 2020. Nevertheless, at current rates, it would take 36 years to double your money, and that doesn’t even take inflation into account.

When that happens, savings rates almost always follow. So if you've been thinking about locking in a CD, this may be your last shot at a rate that starts with a "4." And yet… I'm still not biting.