As of April 2025, the best rates for CDs are between 4% and 5%.

The Santa Anna National Bank in Texas was closed by the OCC Friday. The failure is estimated to cost the FDIC’s Deposit Insurance Fund $23.7 million.

Fast forward to 2025, and the narrative has shifted. Once considered a top-tier stablecoin, BUSD is now grappling with ...

As of June 30, 2025, Community Bank & Trust is offering the best CD rate at 4.71% for its 3-month CD. CDs are a safer ...

With the average savings account paying 0.38%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a little bleak ... union is willing to pay on a high-yield account. Banks ...

Opinion: Indiana University's Vivian Fang says the Senate's passage of stablecoin legislation is an important milestone, but ...

The type of account you choose to save your money in will depend on your unique preferences for safety, returns and liquidity ...

The current college savings landscape therefore features a mix of cashlike options—including money market funds, stable-value funds, and FDIC-insured savings accounts ... demand or savings deposits at ...

Finally, it’s crucial to be aware of insurance limits on your cash holdings. The FDIC insures deposits in banks up to $250,000 per depositor, per insured bank, for each account ownership category. If ...

High-yield savings accounts are still offering impressive returns, with many paying over 4.00% APY -- a big jump from the minimal interest offered by traditional banks. Since the Fed ... and they're ...

LendingClub's 14-month CD currently offers 4.25% APY with just a $500 minimum deposit. Check out LendingClub's 14-month CD here. Data source: Issuing banks. Rates are accurate as of June 29, 2025.