Mortgage refinance rates fluctuate daily based on a range of economic and political factors. For more insights on where rates ...

However, after cutting interest rates three times last year, the Fed has held rates steady in 2025 to observe how President ...

Mortgage rates just broke a five-week streak of declines, with some averages inching up from recent lows. Here's where ...

Current refinance rate trends At the start of 2025, many expected inflation to keep cooling down and the Federal Reserve to cut interest rates, which would have gradually lowered mortgage ...

Several important refinance rates have decreased. If your mortgage rate is 1% higher than today's rate, a refinance might be worth it. Katherine Watt June 23, 2025 1:00 a.m. PT 5 min read ...

While mortgage rates are expected to continue dropping in 2024, it’s unlikely they’ll fall to the historic lows seen in 2020 and 2021 when the average mortgage rate was 2.96%.

While mortgage rates are expected to continue dropping in 2024, it’s unlikely they’ll fall to the historic lows seen in 2020 and 2021 when the average mortgage rate was 2.96%.

Rates on a 15-year mortgage stand at an average 6.04% for purchase and 6.11% for refinance, down 2 basis points from 6.06% for purchase and 5 basis points from 6.16% for refinance this time last week.

Rates for a 15-year fixed mortgage average 6.08% for purchase and 6.15% for refinance, down 3 basis points from 6.11% for purchase and 13 basis points from 6.28% for refinance this time last week.

Mortgage rates have dropped sharply since spiking in May on Trump tax bill news. We break down the decline—and what it means for today’s homebuyers and their budgets.