The FDIC is an independent agency of the U.S. government that protects bank customers from losing their money in a bank should it fail. Deposits are insured for up to $250,000 per depositor, per ...

The FDIC was established in 1933 to protect deposit accounts in the event of a bank failure. FDIC-insured accounts are covered for up to $250,000 per depositor, per ownership category at an ...

The FDIC has protected American bank customers for over 90 years; in that time, no one has lost a penny of FDIC-insured funds. But remember, FDIC insurance has its limits.

No customer has ever lost a dime in insured deposits in a bank failure. But not all bank customers have that protection. The FDIC estimates that about 37% of all bank deposits are uninsured.

Some high-yield savings accounts are paying over 4.00% APY right now. See why this savings trend is exploding and how you can ...

The Federal Deposit Insurance Corporation (FDIC), which protects insured bank deposits, may be facing changes. According to CNN, in late 2024, then-President-elect Donald Trump’s allies were ...

Will the FDIC open the door to broader participation in a modern banking system?

Project 2025, however, does not explain what this would mean for the FDIC’s responsibilities and functions, and it’s unclear if government-backed deposit insurance would be reduced or fully ...

Banks would face much higher assessments to bring the Deposit Insurance Fund's reserve ratio into compliance. Those costs ...

The Federal Deposit Insurance Corporation (FDIC) ensures the safety of cash deposited in insured banks, providing a protection of up to $250,000 per account in the case of a bank failure.

The Federal Deposit Insurance Corporation (FDIC), which protects insured bank deposits, may be facing changes. According to CNN, in late 2024, then-President-elect Donald Trump’s allies were ...